- One additional cardholder at no extra cost
- With Added Security: 24/7 Falcon® Fraud Protection
- Minimum credit limit: $1,000
- View account details online
Low Annual Fee Waived in First Year
The 55 Day Credit Card currently has no annual fee for the first year. The annual fee may be waived in subsequent years if you spend $10,000 or more on purchases in the previous year.
55 Days Interest Free
Up to 55 days interest free on purchases where your closing balance (including any balance transfer or other promotional amount) is paid in full by the statement due date each month.
No Interest on purchases for the first 5 months
There will be no interest charged on purchases made for the first 5 months after opening your account.²
Visa or MasterCard Option
Choose from either a 55 Day Visa Card or 55 Day MasterCard®.
24/7 Falcon® Fraud Protection
Westpac uses Falcon Fraud Protection to help protect your credit card, 24/7. Specialists monitor your transactions for irregular activity and will contact you if suspicious activity is detected.
Things you should know
Credit criteria, conditions, fees and charges and exclusions (including for balance transfer promotional rate) apply.
* This promotional rate is available to customers who are applying for a new 55 Day card and request at application, to transfer the balance(s) from non-Westpac credit card(s), charge card(s) or store card(s). This promotion is only available at point of application. Subsequent balance transfers will be charged at the standard variable purchase interest rate currently 19.59% p.a. and will be treated as purchases with no interest free days applying to them. Payments made to your credit card account are first applied to any amounts transferred from other credit cards, charge cards or store cards under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After 9 months the balance transfer rate will switch back to your credit card standard variable rate for purchases then applicable to your product. Each balance transfer must be a minimum of $200.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Falcon® is a registered trademark of Fair Isaac Corporation. Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 ACL 233714.
This card is subject to the full terms and conditions of the issuer.