Highlights
- One additional cardholder at no extra cost
- With added security: Falcon® Fraud Protection
Other Features
- Minimum credit limit: $1,000
- View account details online
* Altitude Points and Rewards Program
Maximise your Altitude points: Altitude American Express® Card and your choice of Altitude Visa Card or Altitude MasterCard® - Two credit cards linked to one account, with one monthly statement, one annual fee and one credit limit.
- Earn 2 Altitude points per $1 spent on purchases on your Altitude American Express® Card
- Earn 1 Altitude point per $1 spent on purchases on your Altitude Visa Card or Altitude MasterCard
- Conditions and exclusions apply to points earning, bonus points and points redemption
Features & Benefits
Choosing Altitude means you can be confident you will have an award winning card and be with an award winning rewards program. As an Altitude cardholder you can redeem your Altitude points for some of the best products from around the globe, representing the latest in style and design. You’ll find premium brands, as well as enticing travel rewards and experiences.
Redeeming your Altitude points
Redeem points (minimum 3,000) for a wide range of rewards, including gadgets, homewares, clothing, wine, as well as gift cards for Westfield, David Jones, Myer and more.
Awards
- Canstar Cannex Credit Card 5 Star Rating, Outstanding Value (General Rewards) – July 2012 - Altitude American Express Card
Altitude Travel
Book your accommodation, holiday packages, car rental and flights directly through Altitude Travel.
Use Points Plus Pay
Use our Points Plus Payment option if you’re short of points to redeem a reward, provided you have a minimum of 3,000 points.
Bonus Points
Earn Bonus Altitude points with Crowne Plaza, Cellarmasters Wines, Hoyts, Hertz and other Bonus partners when you use either of your Altitude credit cards.
24/7 Falcon® Fraud Protection
Westpac uses Falcon Fraud Protection to help protect your credit card, 24/7. Specialists monitor your transactions for irregular activity and will contact you if suspicious activity is detected.
Things you should know
Credit criteria, conditions, fees and charges and exclusions (including for balance transfer promotional rate) apply.
*This promotional rate is available to customers who are applying for a new credit card and request at application by 1 July 2013, to transfer the balance(s) from non-Westpac credit card, charge card or store card(s). This promotion is only available at point of application. Subsequent balance transfers will be charged at the standard variable purchase interest rate applicable to the relevant card and will be treated as purchases with no interest free days applying to them. Payments made to your credit card account are first applied to any amounts transferred from other credit cards, charge cards or store cards under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After 9 months the balance transfer rate will switch back to your credit card standard variable rate for purchases then applicable to your product. Each balance transfer must be a minimum of $200.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
American Express is a registered trademark of American Express.
Falcon® is a registered trademark of Fair Isaac Corporation.
Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714 ACL 233714.
This card is subject to the full terms and conditions of the issuer.